🎓 **Vanguard UK: How Much Do You Actually Need to Retire?**

• The UK's updated Retirement Living Standards: a moderate lifestyle now costs **£32,700/yr** for a single person, £45,400/yr for a couple.
• To fund a moderate lifestyle to age 100, a 66-year-old needs a pension pot of roughly **£501,790** (single) or £487,130 (couple, combined).
• A 25-year-old earning £30k/yr needs to invest just **£72/month** into a SIPP to reach £500k by 66 — a 50-year-old with £100k already saved needs £434/month.
• _Reminder: pension tax relief turns an £80 contribution into £100 automatically for basic-rate taxpayers._

[🔗 Read more](/leaving?url=aHR0cHM6Ly93d3cudmFuZ3VhcmRpbnZlc3Rvci5jby51ay9hcnRpY2xlcy9sYXRlc3QtdGhvdWdodHMvcmV0aXJlbWVudC9ob3ctbXVjaC1kby1pLW5lZWQtdG8tc2F2ZS1mb3ItcmV0aXJlbWVudA==)
[#vanguard](/search?q=%23vanguard)