**ADAPT Act Targets Crypto Taxes**

**Senate Republicans introduced the ADAPT Act**, which would take effect in **2027**. Stablecoin payments would be tax-free when the coin stays within **3%** of $1, and network fees under **$10** per transaction would not be taxed.

Wash sale rules would apply to crypto, closing a tax-loss loophole. Mining and staking rewards would get clearer sourcing rules.

Foreign investors using a US broker would not be treated as doing business in the US. Crypto donations would no longer require a formal appraisal, matching stock donations.

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